The Average Down Payment On A House, Explained

When it comes to planning your next move—whether you’re dreaming of an oceanfront escape or a cozy three-bedroom ranch here in Delaware—understanding your down payment options is step one. In 2025, the typical U.S. buyer put down 19%; first-timers averaged 10%, while repeat buyers landed closer to 23%. That 20% mark is important: it means you can skip private mortgage insurance (PMI). But every buyer’s situation is unique, and loan requirements can vary. There are also a variety of assistance programs and budgeting tools out there to help you get started. At Coastal Real Estate Group, we know how important it is to have clear communication and guidance throughout the process—especially when it comes to decisions like these. Our team leans on years of experience across Sussex County and all of Delaware to help you make confident, informed choices about your next property.

Continue to full article

Comments

Leave a Reply

Your email address will not be published. Required fields are marked *